iSavta | 20.06.2025

As a caregiver working in Israel, one of your most important goals is to send money home to support your family. But what if there is a war, emergency, or crisis and the banks are closed or not working properly? Don’t worry — there are still some ways to send money safely, even during hard times.

Here are some simple tips to help you:

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1. Use Mobile Money Apps

Even if banks are closed, some mobile apps still work because they use the internet or mobile networks. Here are a few apps many caregivers use:

• Western Union (App or Website)

• Remitly

• WorldRemit

• MoneyGram

• Rewire

These apps allow you to send money straight to your family’s mobile wallet, bank account, or for cash pickup. Just make sure you have a good internet connection.

Tip: Before sending, ask your family what app or service is easiest for them to receive the money.

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2. Try Local Remittance Agents

In some cities in Israel, there are small remittance shops or agents that still work during a crisis. These agents usually help migrant workers send money home even when big banks are down.

Ask other caregivers if they know a trusted agent in your area. But be careful and only go to agents who are well-known or have helped you before.

Tip: Bring your ID and keep your receipt. This will help in case there is a problem.

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3. Coordinate with Your Employer

Some employers understand the needs of caregivers. If you are close with your employer, you may ask if they can help you send money, especially if they have access to working banks or business accounts.

Example: You give your employer shekels, and they transfer the amount to your family’s account using their own banking method.

Important: Make sure you fully trust the employer if you choose this option. Always ask for proof of the transaction.

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4. Join Online Caregiver Groups

Many caregivers in Israel help each other through online groups on Facebook, WhatsApp, or Telegram. These groups often share updates and ideas on how to send money during emergencies.

You can ask questions like:

• “Which app is working now?”

• “Is this remittance center open today?”

• “Can someone recommend a safe way to send money?”

Tip: Don’t share personal information publicly. Only talk privately with people you trust.

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5. Prepare Before a Crisis

If things are calm now, it’s a good idea to prepare in case of a future crisis.

• Download money transfer apps in advance.

• Save your family’s full name, mobile number, and account details.

• Set up mobile banking or digital wallets like Payoneer or PayPal if available.

• Keep some cash on hand for emergency use.

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6. What If You Really Cannot Send Money?

If all systems are down and you cannot send money at all, talk to your family honestly. Explain the situation and let them know you will send it as soon as it’s possible.

You are not alone. Many caregivers face the same problem during times of war or emergency. Your safety is most important. Your family will understand.

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Final Reminder

During a crisis, your mental health and safety come first. Do not rush to send money if it puts you in danger. Use apps, agents, or community help when it’s safe and available.

Keep calm, stay safe, and ask for help when needed.